The Next Generation Payment Platform 💸
Seagull ONE is a next generation payment platform, leveraging the composability and speed of Solana to make spending crypto seamless.
Don't trust a bank with your money, trust yourself
Embrace the future of decentralized finance with Seagull ONE, where your funds remain under your control, merchants enjoy familiar transaction processes, and cutting-edge blockchain technology guarantees transaction speed and ironclad security.
Seagull ONE is your gateway to DeFi
We've built a platform that allows you to invest in the future of finance, today. With access to the top DeFi protocols, you can leverage the latest in crypto in just a couple taps.
No Centralized Holding
We never store your funds in a centralized account. We connect directly to your wallet of choice. Your money, your rules.
Experience peace of mind with our time-based token authentication, ensuring every transaction is safeguarded.
The World of DeFi at your fingertips
Seamlessly integrate and navigate Solana's top DeFi solutions, from lending with MarginFi to diving into liquid staking pools via Marinade Finance, all through your Seagull ONE card.
Seamless for Merchants
We use the same old card network that merchants are used to, so you can spend your crypto anywhere that accepts Visa.
We manage the complexity of DeFi so you don't have to. Our simple and intuitive interface makes it easy to get started.
Transparent Fee Structure
Say goodbye to hidden charges; our clear and transparent fee model lets you know exactly what you're paying for.
Simple and transparent pricing
No subscription, no hidden fees, no surprises.
Auto Conversion Fee
When you pay with your card, this fee covers the transaction and swap costs on-chain.
DeFi Integration Fee
This fee is charged when you utilize DeFi products, such as borrowing funds with MarginFi.
Frequently asked questions
If you have anything else you want to ask, reach out to us.
What is Seagull ONE?
Seagull ONE is a next-generation payment platform that uses the speed and composability of Solana to make spending crypto as seamless as using traditional currency.
How is Seagull ONE different from traditional debit cards?
Unlike traditional banks or even some competitors, Seagull ONE does not hold your funds in a centralized account. Instead, it connects directly with your preferred crypto wallet, allowing you to maintain complete ownership and control over your funds at all times.
Can I use the Seagull ONE card with any merchant, even if they don't accept crypto?
Yes, with Seagull ONE, you can spend your crypto at any merchant that accepts Visa. At the point of sale, Seagull ONE converts your crypto into the desired fiat currency accepted by the merchant, making the transaction seamless for both you and the merchant.
How does Seagull ONE manage transactions without directly accessing users' funds?
Seagull ONE utilizes Solana's "delegation" feature, which allows us to process transactions on behalf of our users without ever touching their funds directly. Moreover, our established banking relationships enable us to issue both virtual and physical cards and execute smart contracts at the point of sale, ensuring seamless transactions while maintaining the integrity and security of users' funds.
Solana was our blockchain of choice due to its impressive speed, affordability, and scalability. Our needs dictate transaction times that are less than a second, a feature that very few chains offer to the extent that Solana does.
Does Seagull ONE support Decentralized Finance (DeFi)?
Seagull ONE acts as a gateway to the world of DeFi. It provides access to top DeFi protocols, allowing users to easily leverage the latest in crypto with just a few taps.
How does Seagull ONE's time-based authentication system enhance transaction security?
Seagull ONE's time-based authentication system empowers users by allowing them to specify a time-window, such as 15 minutes, during which transactions with a given cryptocurrency are valid. For instance, before making a purchase, a user can activate their card for spending within that specified duration. Once a transaction is made or the time-window elapses, the card becomes inactive. This unique feature not only provides users with an added layer of control but also ensures heightened security, giving them peace of mind during transactions.
How does Seagull ONE's fee structure work?
Seagull makes a small percentage on the backend though interchange revenue, plus a small industry leading convenience fee of 0.5% for converting crypto and 0.2% for interacting with DeFi platforms. Just to keep the lights running over here.